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  • Our Team
    • Brian DeWitt
    • David Maldonado
    • Dylan Kelsheimer
  • Calculators
    • Payment Amortization
    • Rent Vs Own
    • Annual Percentage Rate
    • Debt Consolidation
    • Prepayment Savings
    • Early Payoff
    • Refinance Break Even
    • Tax Savings
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CALCULATORS

To begin the application process, you will first need to create an online account & then complete the application. If you have previously created an account, you may log in with your user ID & password to begin a new application. Your mortgage loan application account user ID & password are different than your ESB Online Banking login ID & password.

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FIND OUT HOW MUCH YOU CAN AFFORD

Our online calculators make it easy to navigate the costs and benefits of your home loan.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

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NMLS 441664     |    EQUAL HOUSING LENDER     |    MEMBER FDIC

801 Merchant St., Emporia, KS 66801

620.342.3454    |    mortgage@esbfinancial.com

NMLS 441664     |    EQUAL HOUSING LENDER     |    MEMBER FDIC